Pallangyo, Hakeem. “Cyber Security Challenges, Its Emerging Trends on Latest Information and Communication Technology and Cyber Crime in Mobile Money Transaction Services”. Tanzania Journal of Engineering and Technology 41, no. 2 (August 5, 2022): 189-204. Accessed May 3, 2024. https://tjet.udsm.ac.tz/index.php/tjet/article/view/792.